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Banking & Payments

Bizum

Send money by phone number in Spain.

Why we recommend this app

Essential for anyone living or working in Spain. Splitting bills, sending deposits - all painless.

About the app

Bizum is Spain's standard for instant peer-to-peer payments. Free between Spanish banks, embedded in every major banking app. Many shops accept it too.

Features

  • Send money in seconds
  • In every major Spanish banking app
  • Also for donations and small shops

Pros & cons

Pros

  • + Instant transfer in seconds
  • + Free between Spanish banks
  • + Works with almost every banking app

Cons

  • - Spanish IBAN only
  • - Daily limits vary by bank

Frequently asked

  • Can I use Bizum without a Spanish bank?

    You need a Spanish IBAN. Mobile banks like N26 and Revolut now offer ES IBANs and support Bizum.